Who we are

Anjali Mullatti
Anjali has worked in Bank of America (Retail Lending) and Cognizant Tech Solutions, (Pre Sales & Domain Competency, Financial Services Group)
Her areas of expertise are Consumer Lending, Payments and Edtech. She is featured amongst IIML’s notable Alumni; and awarded at IIMPACT , a global IIM alumni forum, as an outstanding Alumnus.
She was on the Ministry of Education’s Task force on future ready skilling in BFSI . She is now on the Board of Governors of NISM, SEBI’s skilling arm. Her focus is NISM’s transformation to enable large scale capacity building for the capital markets industry.
Having worked as the CEO of a consistently profitable edtech, her strength lies in speaking the language of the business and its leaders; and understanding the measurable impact that skilling can give to business. She leverages this strength in both the strategy and execution of the assignments she delivers.
Anjali holds an MBA from the Indian Institute of Management, Lucknow (1993) and an engineering degree from Karnataka University (1990).
Jaishankar H
Jai is a Markets specialist. He’s worked with ANZ Grindlays, Citibank, and Deutsche Bank, where he was Head, Forex & Short-term Derivatives. His areas of expertise are Fixed Income, Foreign Exchange, Derivatives, Risk Management and ALM.
He was a training consultant to The Central Bank of Sri Lanka’s Center of Banking Studies, for over a decade; Jai’s Treasury program was mandatory for all Sri Lankan Treasury professionals.
Jai manages a personal portfolio, tracking global economies and markets; his strength lies in a formidable grasp of how the complexities of market movements influence financial markets; and translating this understanding into extremely popular and insightful training interventions for banks, FIs and IT companies globally.
Jai holds an MBA from the Indian Institute of Management, Bangalore (1991), a Master’s in Finance & Control (1989) and a B.Com from Delhi University (1987).

Jai & Anjali co-founded Finitiatives Learning India Pvt. Ltd. (FLIP), India’s largest range of eLearning and certifications in Banking & Finance with 70,000+ alumni across B2B, B2C & B2I.
What we do
We work at the intersection of Financial Services, Skilling and Startups. We offer:
Skilling Strategy Consulting:
Our experience on the board of SEBI’s skilling entity, NISM and leading India’s first financial services edtech, gives us large scale, business focused skilling expertise. L&D strategy interventions range from building/scaling industry skilling bodies, setting up L&D for companies and eLearning strategy
Training , Financial Services:
Our custom programs span geographies; and are across Retail Lending, Payments, Corporate Banking/Lending, Transaction Banking, Global Markets & Risk. Faculty are all senior IIM alumni. Clients include leading banks and MNC IT companies
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Emerging business consulting:
We offer fractional CXO – CSO, CHRO, CLO - support for growing businesses, across domains and fintech – financial institution interface support
Leadership coaching
We act as a trusted business coach, helping with people management, strategy mindset, impactful negotiation, leadership impact; also business insight coaching – think understanding financials and impactful board meetings
Our Clients
Banking and FIs


IT product & service companies











